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Preferred Industry Segments

Our appetite runs the gamut and crosses all categories of business enterprises. The following list is not all-inclusive, but represents the types of business we write.

Construction
Note: O
ur appetite and underwriting guidelines for contractors will vary by region; however, we prefer commercial contracting risks
Carpentry
Driveway/parking lot/sidewalk paving
Drywall/wallboard
Electrical
Excavation
Fence erection
Floor covering installation
Grading of land
HVAC
Janitorial services
Landscape gardening
Masonry
Metal/steel erection--not high-rise
Painting
Plastering/stucco
Plumbing
Roofing
Sheet metal
Street cleaning--not highways
Tree trimming/pruning

No general or residential contractors

Manufacturers
Appliance/accessories
Bottle and jar
Box and container
Brick
Cable and wire
Candle
Carpet and rug
Clothing and textiles
Concrete and plaster products
Dairy products
Door and window
Electronic components
Electroplating/galvanizing
Food products
Furniture
Ink
Machine shops--to customer specs
Metal goods
Paper and paper goods
Patterns
Plastic and rubber goods
Plumbing fixtures
Signs
Wood products

Communications, Electric, Gas Services
Electric cooperative
Electrical supply
Installation of phone lines
Telephone cable installation

Wholesalers/Distributors
Appliance distributors
Beverage distributors--beer and others
Electrical equipment distributors
Fabric distributors
Floor covering distributors
Food distributors
Hardware and tool distributors
Machinery or parts distributors
Metal dealers or distributors
Newspaper or magazine distributors
Office machines/appliances distributors
Paper products distributors
Plumbing fixtures/supplies dealers
Refrigeration equipment dealers

Retail
Building materials dealers
Department stores
Furniture stores
Shopping centers and strip malls

Service: Hospitality
Caterers
Exhibition or convention buildings
Institutional food service

Institutional--No GL
Municipalities
Schools, colleges, universities

Other--Specialty
Flea markets
Scrap metal dealers
Temporary staffing
Tourist attractions
Trailer manufacturers

 



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